Who will take care of my insurance policy?
Once insured with our company you can rest-assured that your policy is in safe hands. We have a long history of experience in safe money managing and we manage our clients’ money successfully. Profesional insurance experts will take care of your insurance policy so as to secure your money and affirm your trust. Our working principles are based on world-proven standards in the area of life insurance. These mean security, quality service and long-term responsibility towards our clients.
How can I get information about my insurance policy?
One of our responsibilities is to keep our clients fully informed in relation to their existing insurance policies and in regards to all the additional opportunities that our company can provide for them. If you have any additional inquiries related to your insurance policy, you should contact your insurance consultant who will promptly proceed with the request and provide you with all the necessary information.
Who will take care of any changes to my insurance policy?
In case you would like to change any of the options in your insurance contract, i.e. to increase your annual premium or to change your beneficiaries, please contact your insurance consultant who will undertake steps to carry out your request.
What is my security that my policy will mature?
A few risks exist in relation to the maturity of your policy – these might be connected to either your ability to sustain your installments, or the stability of the insurance company itself. Positive developments in the economy in the past decade (see the market development information) as well as the forthcoming accession of Bulgaria to the EU give a positive general perspective. In any other case the company will stand behind you providing various options to secure the continuation of your insurance plan.
What should I do in the case of an insurance event?
In the case of an insurance event you must contact your insurance consultant or one of our offices as soon as possible. You will then be provided with the necessary information about how to proceed further with your claim in relation to your particular case.
What if an insurance event occurs abroad?
MetLife insurance policies are valid 24 hours a day, 365 days a year, everywhere in the world. In case of an insurance event abroad, you should inform us as soon as possible about the event and follow the instructions on how to proceed further with your claim.
What is life insurance?
A life insurance policy is a contract between you (the policy owner – the insured) and an insurance company (the insurer). Under the terms of a life insurance contract, the insurer protects you from the results of unexpected, unfavorable events which might affect you or your family’s standard of living, in exchange for your premium payments.
Do you need life insurance?
Assessing the need for life insurance is simple; you should consider life insurance if anyone depends on your income or you are seeking to secure your future financial plans and prosperity. Essentially, you transfer the risk (loss of your income) to the insurer by paying a fee, or “premium,” to the insurer. The insurer, with a large capital base and expertise in risk selection and management, is better able to accept this risk than any single individual would be.
What is life insurance helpful for?
Risk transfer may be helpful in both personal and business situations.
Personal needs:
Protection for your family: Life insurance provides you with a sense of security in the knowledge that life insurance money will be available to help support family members in the event that something unexpected should happen to you.
Protection for yourself: Life insurance can be one of the best protections from consequences of personal accidents that may result in your inability to work and earn income.
Protection for your children’s future: One of your primary objectives may be to send your children to a university or college, or to support any other event that is important to their future and prosperity. Life insurance may be used to cover tuition expenses regardless of circumstances related to your health or ability to earn.
Investment income: Life insurance policies that accumulate savings can also be used as vehicles for personal savings and investment. Over a period of time, the accumulated savings in a permanent life insurance policy can grow to a substantial sum and, while growing, will still provide the insured with life insurance coverage. The amount received at the end of the insurance period can be used to secure your standard of living in later years, and to help in making your dreams come true.
Business needs:
A business insurance plan: When the owner or a key person (any person whose death would cause the business a significant financial loss) dies, a business continuation life insurance plan may be used to provide the necessary fund for the business' continued operation.
Life insurance as employee benefit: Businesses often use life insurance to provide benefits for their employees. Employers pay for all or part of these employee benefits as part of the total package under which they compensate their employees.
Why should we pay special attention to accidents?
- Accidents are unexpected and unpredictable. They can change a life in a second.
- Accidents can happen to anyone, regardless of his or her age or health
- Accidents can have a serious impact on an individual’s or family’s standard of living – the accident victim loses income and may even face additional expenses.
Why does everyone need to save?
Regardless of age, family or financial status, everyone grows old. More and more money is needed in later years to cover our personal needs and the needs of the people we care about. Everyone has a dream that they would like to realize at some point in the future.
How can I get an insurance policy?
In order to buy a life insurance policy you should meet one of our insurance consultants who will carefully explore your personal needs and offer you the best insurance solution. Please get in touch with one of our offices to take advantage of our service.
